Introduction
Merit Lending (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and share personal information when you engage with us, including through SMS communications. By using our services, you consent to the collection and use of your personal information as described in this policy.
Information We Collect
With your consent, we may collect the following personal information:
- Full name
- Birthdate
- Social Security Number
- Address history
- Employment information
- Contact information, including phone numbers and email addresses
How We Use Your Information
We use the personal information collected for the following purposes:
- Processing and managing mortgage applications
- Communicating with you regarding your loan application and related services ● Complying with legal and regulatory requirements
Who We Share Your Information With
We only share your personal information with licensed lenders with whom we have signed contractual partnerships to broker loans. We do not sell, rent, or share your personal information with unauthorized third parties.
SMS Consent
We respect your privacy and do not share SMS consent with third parties for marketing purposes. SMS communications are solely for direct and necessary interactions related to your mortgage process.
SMS Terms & Conditions
By opting into our SMS messaging, you agree to receive text messages related to your mortgage application process. These messages may include, but are not limited to:
- Appointment reminders
- Document upload reminders or requests
- Updates on your application status
- Other notifications related to processing your mortgage application
Messaging frequency may vary based on the necessary timelines of closing your home loan purchase or refinance. Message and data rates may apply. To opt out at any time, text STOP. For assistance, text HELP or visit our website at [Meritlending.com].
Visit https://meritlending.com/privacy-policy/ for our Privacy Policy and [Terms URL] for our Terms of Service. Accessibility and Updates
This Privacy Policy is accessible on our website and linked on relevant web forms, including consent language sections. Additionally, we recommend reviewing this policy periodically for any updates.
Contact Us
If you have any questions regarding this Privacy Policy, please contact us at 702-552-2200 or Info@meritlending.com.
