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Experience the difference.

Welcome to Merit Lending

You’ve come to the right place for your home loan, where excellence meets affordability. What sets us apart from the rest? It’s the perfect blend of superior rates and unparalleled service that defines us. As a family-owned business founded in 2013, we understand the significance of finding a place to call home. Our commitment to you goes beyond just numbers – we’re dedicated to crafting personalized solutions that align with your dreams and financial goals. With rates that make sense and service that feels like home, we’re not just another mortgage provider – we’re your partners in building a secure future.

Where We Lend

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Disclaimer:

Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.

This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Client Reviews

Client reviews from around the internet.

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