About Us

Who We Are

Merit Lending serves customers in Nevada, Utah, and California, since 2013. We offer conventional, FHA, VA, Jumbo, and other types of loan programs for those whose income, credit, and/or asset circumstances are a little challenging. We recognize that each client who comes to us has their own story to tell, so we educate, guide and select the right loan program for each individual or family.

Our Mission

Serve with Honesty, Integrity & Competence

You will always get up-front and honest answers to your questions. We are not here to sell you a loan but to provide you with information so you can make your best financing choice.

Provide Low Interest Rates & Closing Costs

We contract with large, national wholesale banks. They each offer Merit Lending low, wholesale rates each day. After receiving your application, we shop those wholesale banks for you, finding the best rate with no lender fees.

Help Borrowers Overcome Roadblocks

Many borrowers need help and guidance with their credit, income, or asset situation. We know how to structure loans to make things work, when others can't.

Our Loan Officers

We have some of the best loan officers in the business, who will work with you and for you. Use the button below to learn more about them!